These terms and conditions apply between the World Dang Soo Do Union - USA "the business" and those persons registering for the business' membership ("Customer").

1. BILLING AND PAYMENT: Billing and payment processing for this Business is performed by Member Solutions, Inc. ("MSI"), and this contract is specifically assigned to MSI for all such purposes. Customer knowingly and irrevocably authorizes MSI to charge electronically Customer's bank account and/or credit card for any and all amounts due for Customer, and anyone registering under Customer's, purview. The phrase "8882448044 ONLINE REG FEE" or "MSI*EXCEEDMARTIALARTS" will appear on your bank or credit card statement. Any returned payment will be assessed a $25.00 fee. Any unsuccessful electronic transaction is subject to a $10.00 processing fee. MSI is not responsible for any bank fees incurred by the Customer. MSI has the sole right to resubmit returned or declined items (plus applicable fees) without prior notice. BILLING INQUIRIES -- 888-244-8044 or by mail to PO Box 297, Hatboro, PA 19040.

3. CUSTOMER'S RIGHT TO CANCEL: If you wish to cancel your registration, you may cancel by delivering or mailing by certified mail, return receipt requested, written notice to MSI and Business. Any cancellation shall result in a per person administrative fee equal to the lesser of $25 or 30% of the total cost. MSI is not responsible for any refunds. The customer further agrees that once the registration is submitted, this Agreement is a legally binding and enforceable obligation of the Customer.

4. RELEASE; INDEMNIFICATION: Customer understands and agrees that his/her membership is knowing and voluntary. The customer understands and agrees that strict observation of the business’ Charter and By-Laws is required. The customer indemnifies and holds harmless Business and MSI, and their officers, directors, employees, and agents from and against any claims, demands, actions, liabilities, damages, costs or expenses, including court costs and reasonable attorneys' fees arising out of or relating to: (i) Customer's membership; (ii) claims against Business and/or MSI by any third parties arising from or related to Business' or MSI's actions and/or omissions, (iii) claims relating to any violation or alleged violation by Business and/or MSI and/or any third party of the applicable laws relating to the conduct of membership; and/or (iv) claims arising from or relating to Business' and/or MSI's performance of its obligations hereunder. Customer's indemnification obligations shall survive the expiration or termination of this agreement.

5. COMPLIANCE WITH LAWS: This Agreement shall be governed by the laws of the State in which Business is located. All rights and obligations of the Business and Customer under this Agreement are subject to all applicable federal, state and local laws and regulations. These terms and conditions shall be deemed revised to conform to applicable statutes, rules, and regulations. Business and/or MSI may modify the terms and conditions stated herein at any time in their sole and absolute discretion. The customer shall be bound by the modified Agreement and agree that no other modifications shall be enforceable. This Agreement constitutes the entire Agreement between the parties and supersedes all prior agreements between the parties, whether written or oral. The invalidity or unenforceability of any provision hereof shall not affect the validity or enforceability of any other provision. The waiver of any breach shall not constitute a waiver of any subsequent breach.